Solar Panel Installation Fraud

If you’re a homeowner, you’ve likely been approached by a solar panel salesman at your home or over the phone trying to sell you on the benefits of “going solar.” While the opportunity to eliminate your electrical bill sounds good on the surface (and may be if done through an ethical solar company), for many homeowners, the reality turns out to be a nightmare.

Due to the many government subsidies available, solar panel installation companies have been out selling hard to sign up as many subsidy customers as they can. They often overpromise delivery times in the process. These “great deals” tend to come paired with a loan at a tough interest rate that was supposed to be paid by the electric savings. The consequences for a months-late installation can be serious for the homeowner.

In other cases, companies take payment and never deliver on the product at all, leaving the homeowner holding the bag for the equipment. And of course, there are still other solar panels companies that install faulty panels and can never seem to get them working before they stop answering the phone.

At Cornerstone Law Firm, we have had a lot of experience dealing with solar panel companies and the third party loan companies that they work with. In these situations, what options does a homeowner have? One option is to file suit and to pursue the money that was paid to the solar panel company, and to try and repay it to the loan company. Another option is to file suit against both for unfair trade practices under Pennsylvania’s Unfair Trade Practices and Consumer Protection Law. In addition, many of these contractors have violated the Home Improvement Consumer Protection Act in the way they have gone about signing up individuals and with the contracts they had them sign.

Each case is different and is fact-specific. Where government money has been misappropriated or claimed by a company that never performed work, there may be additional remedies. If you or your family have had contact with solar panel companies that are unscrupulous, call today to set up a consultation so that we can help you determine what your rights are, and what your best steps forward are.

Cornerstone Attorney Successfully Wins Six-Figure Judgement for Berks County Contractor

On Wednesday February 1, 2023, Attorney Joel Ready received a favorable verdict from a Berks County jury on behalf of one of our clients. The client was suing a homeowner who failed to pay a substantial bill for work done on their house. The case was a three day jury trial, heard in front of Judge Sprecher in the Berks County Court of Common Pleas. The trial involved multiple witnesses, experts and engineers.

The jury was out for about an hour and a half before returning a verdict of well over a hundred thousand dollars on behalf of Cornerstone’s client.

“We are very pleased to obtain a favorable verdict on behalf of our client,” says Joel Ready, the attorney who handled the case. “Collecting bills is an extremely important part of a successful business’ operations and we were glad to defeat the workmanship claims made by the homeowners in this case.”

For Berks County businesses, Cornerstone Law Firm continues to be a resource in collecting past due bills, helping to defeat spurious claims of bad workmanship, and more. If you have a construction case, as either a homeowner or a contractor, and wish to discuss a problem, or if you are a business owner and wish to talk about debt collection, call Cornerstone Law Firm today for a consultation.

Cornerstone case granted appeal by SCOTUS

In 2020, Cornerstone Law Firm attorney David Crossett represented a mail carrier from Lancaster named Gerald Groff. Mr. Groff sued the United States Postal Service for their failure to accommodate his religious beliefs regarding working on Sundays. The case eventually ruled in favor of the USPS, citing a precedent set by the 1977 Supreme Court case “Trans World Airlines v. Harding.”

Mr. Groff later brought the case before the Supreme Court and asked them to reconsider the original ruling from the Harding case. His case was the 4th in recent years to push back on Harding’s precedent, and SCOTUS has granted certiorari in regards to this case. (Certiorari is the process of a higher court reviewing a decision made by a lower court.)

The SCOTUS appeal is not being handled by a Cornerstone attorney, but we are interested to see how this plays out as the original case was brought to trial by one of our own. It’s rare that a case is heard by the Supreme Court, as they only review about 60 cases per year. Depending on the ruling, Groff v. DeJoy has the potential to set a new precedent for similar religious liberty cases.

If you’re interested in learning more about this case, here are some resources:

SCOTUS Blog Post #1

SCOTUS Blog Post #2

SCOTUS Blog Post #3

Advisory Opinions Podcast

An early press release about this case

Adult Adoption in Pennsylvania

When we think about adoption, we tend to picture a loving couple adopting a baby or young child, but we rarely think about all the adult children in need of the love and care of a parent. You are never too old to need a parent. As adult children, we regularly call our parents to ask why the yellow light in our car is flashing or whether we can mix the darks and the whites in the wash (wash it on cold!). By legally adopting another adult you can ensure that parent/child relationship is legally protected.

1. Who Can be Adopted?

PA Statute 23 § 2311 states that any individual may be adopted, regardless of age or residence. Any adult 18 and older may adopt another adult 18 and older. It does not matter that the adoptive parent is younger than the adoptee (the person being adopted) if both are 18 and older.

Because adult adoptions involve two adults, there is no need to terminate the birth parents’ rights as both are consenting adults. However, State law does require that the adoptee consent to being adopted. This can look like writing a statement or checking a box and confirming the same at any adoption hearing in front of a Judge.

2. How Can I Adopt an Adult in Pennsylvania?

When you adopt an adult in Pennsylvania, you are not required to go through the lengthy process at an adoption agency, complete a home study or submit to numerous background checks. All that is necessary is for the adoptee or adoptive parents to file a petition, an original birth certificate, and the filing fee. The adoptee may also choose whether or not to change their name.

It’s important to note that each county has a slightly different process for submitting paperwork. For example, Montgomery County, Chester County and Bucks County have Adoption Packets online that provide templates for the adoptee/petitioner to use and file with the Court. Berks County offers no such templates. Additionally, Chester County, among others, requires acknowledgment or proof that the adoptee is currently a resident of Chester County. These form templates are a good place to start to determine what information the Court requires for submission.

3. Do I Have to Change my Name?

This question might have an obvious answer, but you also may be pleasantly surprised to learn that changing your name is entirely up to the adoptee. The adoption process makes no requirement upon the adoptee to change their name. However, if you decide to change your name, the Courts require that you submit to a criminal background check through fingerprinting, which must accompany your Petition for adoption. Additionally, the adoptee/petitioner must also perform a lien search. Once the paperwork is filed, a hearing will be scheduled that both the adoptee and adoptive parent(s) must attend. Courts will also ask that you advertise the notice of hearing to ensure others who wish to contest the name change have a right to be heard.

4. When is an Adult Adoption Prohibited?

The Court is likely to grant most, if not all, adult adoptions that pass through their doors. The following are circumstances where an adoption will not be granted:

  • If there’s a pre-existing sexual relationship between the adoptive parent and the adoptee.
  • If the adult adoptee or adoptive parent has been convicted of a felony or faces criminal charges.
  • If the adult adoptee is not competent enough to understand the process.
  • Where there are fraudulent reasons for the adoption.

If you are considering adult adoption, contact an attorney at Cornerstone Law Firm today. We can help you decide whether adult adoption is right for your family.

Am I Responsible for My Parent’s Debts?

When a parent dies, the adult children often ask if they are responsible in any way for the debt that is left behind. The quick and easy answer is, no, you are generally not responsible for the debts of your loved one who passed away. There are exceptions however, and it is important that you take the next steps properly after someone passes to ensure that you are not liable for any debts they may have. In many cases a parent or other loved one who passes away has debts that exceed their liabilities. Even if you are named as an executor in a will, no one can require you to administer the estate, pay their debts, or otherwise deal with estate assets. However, there may be sound reasons why you want to do so. Once you are sworn in as an executor, you are required to handle the assets according to law, and you are liable if you mishandle assets.

You are only responsible for handling the assets correctly.

In many cases when we look at the assets and debts of a person who has passed away, we find that their estate is essentially bankrupt—that is, that there are not enough assets to sell in order to pay off any debts of the estate. Typical debts of someone who has passed away include medical bills, credit card bills, past due rent, or mortgage and foreclosure debts. Of course, if there are assets and they have any value, we can sometimes salvage the estate.

By opening an estate, you are not personally liable for more than what is in the estate. As a very simple example, suppose this is the estate:

            $60,000 Assets

            $100,000 Debts

In this example, if you open the estate, you are only responsible to liquidate the $60,000 in assets (that is, sell the house, stocks, car, etc. that makes up that $60,000 in value) and pay the debts you are able to (more on that below). You are not responsible to personally pay for the other $40,000 in debt as long as you follow the law.

How do you decide which debts to pay?

Deciding which debts to pay is not difficult in most cases because the law already provides for what order creditors are to be paid off. As an executor, your job (in consultation with an estate attorney) is to ensure that the top-priority creditors are paid. As long as you do that in the proper order, you are not liable for the debts that are not paid.

Why would I open an estate if I’m just going to pay off some debt?

The advantage to opening an estate that will not pay all of its debts is that we can pay the executor a fee (this is a top-priority debt) and reimburse family for funeral expenses (also a top-priority debt). A good estate attorney can help you to ensure that you are following the rules and that you will not be personally liable in the end.

However, if you open probate and misappropriate the assets or if you take assets for yourself out of probate and chose not to pay all the creditors, then you will be liable for the amount of the property that was misappropriated. You can also be liable to the Department of Revenue if you have failed to pay the taxes on the assets involved. This is why it is important to consult with a probate attorney.

Guarantors and Co-signers are still liable.

Of course, we should also take note that an individual’s death does not change your obligation to pay any debt you are a co-signer on. If you co-signed on the decedent’s student loans or their car loan, you will still be responsible for that debt, personally. This is true whether you open an estate or not—but it may be an additional reason to open an estate and see if estate assets can lawfully be used to pay off that debt.

Finally, children can be liable for misappropriating their parents’ assets during their lifetime if those assets should have been used to pay for medical care. The Department of Human Services sometimes seeks contribution for costs that were incurred by the government for medical care if the children misused or failed to preserve assets in certain situations. Once again, this would be true regardless of whether an estate is opened.

Conclusion: Call a probate attorney at Cornerstone Law Firm today

As with many legal issues, there are many complications that can arise out of an estate. If you have any particular concerns or want to get in contact with an attorney regarding an estate, give us a call at Cornerstone Law Firm.

Modifying Custody

If you’ve reached a custody agreement with someone, it’s not set in stone forever. Circumstances change, people change, and of course custody arrangements have to change. This is especially true if you reach a custody agreement with someone when the child is young. As the child grows older, changes will need to be made.

Custody agreements are never really final, and neither are court orders regarding custody. Either party may move at any time for a reconsideration of custody. Of course, immediately after a trial, when a judge has made a decision on the merits, changes are unlikely to be seriously considered or granted. Judges look for a change of circumstances when considering motions to modify custody.

So what sort of change of circumstances might bring about a new custody order? If a judge previously found that one of the parties was not fit to have as much custody time because of a drug problem, mental illness, or a past history of being unwilling to care for the child, then showing that one of these issues has been carefully addressed may result in a change of custody. Showing a course of rehab, having witnesses able to speak about the change of the party, or showing that the party has taken classes for anger management or other types of counseling that might help them can all be part of showing a change of circumstances. Perhaps the judge previously refused to give overnights to one party because their house was not in a good condition to live in or because they were homeless. Once a person has established residency and has an acceptable place for a child to spend overnights, the custody order can be modified.

Other examples of change in circumstances can be because the child, as they grow, needs something different from each parent. Perhaps the child is an athlete and has an opportunity by spending more time with one parent to improve their chances at an athletic scholarship. In other cases, courts have found a change of circumstances where one parent is able to help them with academic challenges that the other parent struggles with.

As you can see, there are a number of ways that a change of circumstances can be found by a court. Understanding the significance of these changes and preparing to prove them is all an important part of litigating custody matters, even after a custody order came down in a trial or other hearing. Whether you’ve reached a custody arrangement by agreement or by court order, there are ways to modify the agreement.

Of course, in all circumstances the best approach is to go to the other party and see if you can work it out as co-parents. Courts appreciate efforts that have been made to do this by co-parents and do not generally smile upon someone who comes into court without having tried to first work it out with the other parent. But when an agreement can’t be reached, going to court for a modification of custody is the next step.

If you have questions about how to approach a custody change, contact the custody attorneys at Cornerstone Law Firm regarding your situation. Our family law attorneys can help you figure out the best way for you to move forward with your custody matter.

When Winning Feels Like Losing

There is nothing more important in life than your kids. Fighting over who will have custody of your kids is the most stressful thing that most people will ever go through. From the first conversation with your lawyer to the last, you will be talking about “winning.” At the end of the process, what does winning really look like?

At Cornerstone Law Firm we work hard to help parents make decisions that will help them live peacefully with their co-parent and do what is best for their child. The hallmark inquiry in a child custody battle is what is in the best interest of the child. Unfortunately, two parents fighting over their child is never in that best interest, but it is all too common.

Even when you try to de-escalate with the other parent, the frustration of dealing with someone at their worst can cause you to lash out, to make mistakes, to say things you don’t mean, and to widen the gap with the other parent. Litigation costs a lot of money for both parents, and this also causes people to get their backs up against the wall and make bad decisions. Many parents feel they don’t have any option but to make it more personal as time goes on because the other parent is being unreasonable about their demands.

But as a parent, it’s important to “play the long game” when it comes to custody. Part of “winning” in a child custody dispute means making sure that your children don’t feel caught in the middle and don’t see you and your co-parent fighting. Winning means teaching your child to respect the other parent, even when they are not at their best. Winning means making your children feel safe. It is hard sometimes to control your frustration, but it is absolutely vital to helping your child feel safe.

This is why a lot of times winning looks like compromising. It looks like reaching a resolution. It looks like going further than halfway for the other parent.

None of this means that you shouldn’t fight for your kids. It doesn’t mean you shouldn’t litigate a custody dispute. But it does mean that your strategy should take into consideration building the new family arrangement that will be in place until your child reaches adulthood. At Cornerstone Law Firm, our attorneys are here to help you work through this painful process. We work hard to make sure that what we arrange is in the best interest of you and your kids and will help create a better world for them going forward.

If you’re in a custody fight, contact one of the lawyers at Cornerstone Law Firm so we can help you navigate this time in your life. Our attorneys are here to help you as you make these decisions for your children and your family.

Adopting your Stepchildren

The Brady Bunch was meant to be a humorous show about the difficulties of merging two families with kids. But 50 years after the show debuted, there isn’t really any joke about it. Merged families are the norm, and for parents working to ensure that their kids feel part of a new family unit, there can be unique challenges.

When you’re acting as a stepparent, you’re familiar with the challenges of providing parental guidance in a substitute role. If the child’s biological parent is absent or unknown, the stepparent usually feels more free to take an active role.

Many stepparents choose to go the extra mile in adopting their stepchild. The adoption process can be sticky, but here are four things to keep in mind if you choose to adopt a stepchild.

1. For estate planning purposes, the stepchild is now your child.

If your will leaves things split “between my children,” this includes both biological and adopted children. You can, of course, disinherit (or limit the inheritance of) a specific child. This means that you may still adopt a child without allowing them the same inheritance as your children. For stepparents adopting a child, this often isn’t a concern. If you want to treat them like your kids during life, you may wish to treat them like your kids after death. But you should still be aware that, absent clear language in your will, the adopted stepchild becomes your “issue” for all legal purposes. And if you don’t have a will, the adopted stepchild will inherit by default. (And if you don’t have a will—get one!).

2. Adoption will require the biological parent you’re “replacing” to terminate parental rights.

In the event that the “original” parent is still involved in the child’s life, that parent will have to terminate parental rights for you to adopt your stepchild. Your spouse’s co-parent may have good reasons to agree to terminate rights, however. For example, the co-parent who terminates their rights will not have to pay child support and will not have obligations as a parent. If the co-parent is far behind on child support to begin with, it may benefit all parties for the stepparent to adopt.

If the biological parent you are replacing has passed away or was never known, then the process is simpler. You can step into that role with the consent of the biological parent.

3. In the event of a divorce, both of you will have custody rights.

One more thing you should consider when adopting your stepchild is that you will acquire legal rights as a parent. This means you can make decisions about the child’s schooling, rearing, discipline, religious instruction and more. In the event that you and the child’s parent separate, you’re entitled to custody rights the same way a biological parent would be. An adoption is a permanent mechanism, and it doesn’t dissolve just because the parental relationship does.

4. Adopting a stepchild can help the stepchild feel part of a “real” family.

Not every child will feel the same way about being adopted by a stepparent. There can be a feeling of loss for the child who loses connection, even in an intangible way, with the “original” biological parent. And the adoption by a stepparent can change the relationship from a more “fun-loving” relationship to one that is more serious. But many children express happiness about the family situation normalizing. Some stepchildren want the opportunity to see their stepparent as their “real” parent and claim a sense of normalcy in the process.

Obviously, depending on the child’s age, it’s important to speak with the stepchild together as a family and see how he or she will feel about this step. A child’s preferences should not be disregarded lightly, and it might make sense to let the process take some time as all of you adjust to the idea of an adoption before taking the steps to formalize the relationship.

Conclusion: Adopting a stepchild is a big decision

In conclusion, adopting your stepchild can be a beautiful and loving thing to do. It also requires some effort to accomplish. Most importantly, everyone involved in the situation needs to understand that it is permanent. If you’re considering adopting a stepchild, call the family law attorneys at Cornerstone Law Firm so we can help you through the process and help you consider all of the options. Our attorneys love adoptions, and we’re here to help you figure out the process.

My Case is Easy: Do I need a Lawyer?

Shouldn’t law just be common sense? We hear this question all the time. If your case is easy and straightforward, do you still need a lawyer? The answer is yes. If you are going to court, you should have a lawyer by your side. But what if your case is easy? What if it’s open and shut?

Lawyers do more than “win hard cases,” or explain things that are complicated. A lawyer can help you understand the past cases that have been decided about your issue and can review the laws that the legislature has passed regarding your situation. A lawyer can also help you gather and organize the evidence that you have to make sure it is presented in a clear way.

Furthermore, the rules of evidence that govern what a judge or jury is allowed to even hear about are complex, and you need to be prepared to make sure you “get your evidence in” when you are at court.

The most important thing that lawyers do for you is to help you understand the type of judge that will be deciding your case. If your case is a jury trial, a lawyer will also have experience in knowing how juries make decisions. Although the case may seem simple to you, you may be surprised at how the other side paints it as more complicated or confusing. Having a good lawyer means having someone who can keep the case simple and explain it to the decision makers in your case.

Having a good lawyer also means having someone on your side who can show you the weaknesses in your case. No case is ever really easy—and it’s important to understand all the things that can go wrong as you proceed.

If you’re going to court, as either a plaintiff or a defendant, call Cornerstone Law Firm today to talk to one of the attorneys about how we can help you to present your case.

What is the penalty for filing a false PFA in Pennsylvania?

When someone lies in a Protection from Abuse petition, an incredible amount of consequences follow for everyone involved. The person who is named as the defendant in a PFA temporarily loses access to their guns and is often evicted from their home pending the outcome of the case. Sometimes the defendant is even evicted from a home where the victim did not live. Furthermore, the defendant named in a PFA is sometimes barred from seeing his or her own children during the pendency of the PFA.

For as long as courts have existed (and longer, of course), people have lied to get what they want. In Pennsylvania, some people have learned that they can lie on a petition and wreak these consequences on a defendant. So what are the consequences to the person who filed the PFA if what they said in the PFA is a lie? Can you pursue the person who filed and seek to have them punished for what they said in the PFA?

First, it is important to win the PFA. The initial step in seeking consequences is to win the battle over the PFA. This means going to the court appearance, hiring an attorney to defend you, and having the petition for a PFA dismissed. A good family law attorney can help you with this process and it’s important not to try it alone. If the judge does not believe your side of the story, the judge can enter a three-year PFA order against you, and at that point it will be all but impossible to pursue any action against the person who filed the PFA because the judge will have found the filing to be true.

Do not underestimate the potential danger in a PFA petition. PFAs are granted everyday in Pennsylvania, in every county, and often on nothing more than the word of the alleged victim who filed the PFA. Gathering evidence, preparing your defense, and having the right attorney to defend you are vital in this step of the process.

Review any false statements in the PFA. Once you have won the PFA action, the next possible step that you can take is to review whether there are any statements in the PFA that are factually false. It’s important to note that we are referring now to factually false statements and not merely opinions. Someone who says in a PFA, “I feel very afraid of this person,” is not likely to be prosecuted for perjury or face any other consequences. This is a statement of feeling or opinion, and even if it’s not “true,” or even if it’s not based on any objective facts, the alleged victim is generally entitled to their own opinion of the situation.

But of course, statements that can be proven to be lies or which are later contradicted under oath at the hearing can be the subject of a perjury charge. PFAs are filed under oath. The person who is sworn in and said the petition was true and correct to the best of their knowledge can face criminal charges for lying in the petition where specific facts are later disproven by video, physical evidence or by contradiction by the alleged victim at a hearing.

Consider whether the PFA petition was filed to set up custody or divorce, to lay the groundwork for a separate civil law action.  Most importantly, in considering a PFA that was filed against you, you should consult with your attorney about what other moves you believe the alleged victim is going to make in this matter. For example, did they merely file a PFA in order to surprise you with a divorce or custody petition? Did they file a PFA to put a cloud over your job or bring some sort of civil action against you claiming damages? Or was it just a moment of vindictiveness after a bad breakup? Understanding what the alleged victim’s next move is will be important in preparing to defend yourself against any other actions that they may take against you. In most cases, the best offense is a good defense: it is important that you beat the PFA charges. Whether you actually want to take action against the person who filed may depend on what other actions you think they may try to take against you. Playing this chess game can be exhausting, but it is important to think through it with an attorney who can give you good advice on your specific situation.

Conclusion: seek a family law attorney today. If you have questions about a PFA that’s been filed against you, contact one of the family law attorneys at Cornerstone Law Firm to discuss your case. Our attorneys have experience defeating PFAs, walking people through custody and divorce actions, and more. Call us today!