A pile of $100 bills (wages)

Can you Garnish Wages for Debts in Pennsylvania?

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Wage garnishment is a legal process by which a creditor (that is, someone who is owed money) collects that money directly from a debtor’s employer. The employer, when sending out its payroll through paycheck or direct deposit, is required…
A bill that's past due sitting on top of a paper about bankruptcy

Do I have too much debt to file for bankruptcy?

You don’t have too much debt for bankruptcy! There is no such thing as having “too much debt” to file for bankruptcy. Sometimes, individuals believe their debt problems are too severe to get bankruptcy relief from the federal courts.…
A woman signing a financial document

Do I have to list all my creditors when I file for bankruptcy?

When filing for bankruptcy, a consumer is required to list all their creditors in their bankruptcy petition and schedules. This includes creditors for secured debts, such as a mortgage or car loan, and unsecured debts, such as credit card debt…
A close up of a one dollar bill

Can filing for bankruptcy disrupt my social security benefits?

Because of bankruptcy’s reputation, it’s normal to have questions about filing. When it comes to your social security benefits, you don’t have to worry. Individuals who file for bankruptcy are typically able to keep their social security…
A gavel resting on money

What is a bankruptcy creditors meeting?

It sounds a lot worse than it is—a meeting of all your creditors with the chance to ask you questions under oath. A meeting of the creditors, also known as a 341 meeting or a section 341 meeting, is a formal meeting that occurs in the context…
A light blue house

Can filing for bankruptcy save your home from foreclosure?

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Filing for bankruptcy can provide a homeowner with a way to save their home from foreclosure. When a homeowner files for bankruptcy, an automatic stay is put into effect, which temporarily stops most collection actions, including foreclosure…
A man signing a document while another man waits in the background

What is the credit counseling requirement of bankruptcy?

The credit counseling requirement is a crucial part of the bankruptcy process. Before an individual can file for bankruptcy, they must complete a credit counseling session with an approved agency. This requirement applies to both Chapter 7 and…
A calculator, notepad, and pen resting on a pile of cash

Is it too late to file for bankruptcy once I’ve been sued?

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